Based on Article 13 of the Swiss Federal Constitution and the data protection regulations of the Swiss Confederation (Data Protection Act, DPA), every person is entitled to protection of his or her privacy and protection against misuse of his or her personal data. We comply with these provisions. Personal data is treated in strict confidence and is neither sold nor passed on to third parties. In close cooperation with our hosting providers, we make every effort to protect the databases as well as possible against unauthorised access, loss, misuse or falsification. When you access our websites, the following data is stored in log files: IP address, date, time, browser request and general information transmitted on the operating system or browser. This usage data forms the basis for statistical, anonymous evaluations, so that trends can be identified, on the basis of which we can improve our offers accordingly.

 

 

Contact
When contacting the provider (e.g. via contact form or e-mail), the user's details are stored for the purpose of processing the enquiry and in the event that follow-up questions arise.

 

Comments and contributions
When users leave comments in the blog or other contributions, their IP addresses are stored. This is done for the security of the provider in case someone writes illegal content in comments and posts (insults, prohibited political propaganda, etc.). In this case the provider can be prosecuted for the comment or contribution and is therefore interested in the identity of the author.

 

 

 

 

 

Integration of third party services and content
It can happen that within this online offer third party content, such as videos from YouTube, maps from Google Maps, RSS feeds or graphics from other websites are integrated. This always presupposes that the providers of these contents (hereinafter referred to as "third party providers") are aware of the IP address of the users. Without the IP address, they would not be able to send the content to the browser of the respective user. The IP address is therefore necessary for the display of this content. We make every effort to use only such content whose respective providers use the IP address only to deliver the content. However, we have no influence on this if the third-party providers store the IP address for statistical purposes, for example. As far as we are aware of this, we inform the users about it.

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Access data and server log files
The provider (or his web space provider) collects data about every access to the offer (so-called server log files). The access data includes:
Name of the accessed website, file, date and time of access, amount of data transferred, notification of successful access, browser type and version, the user's operating system, referrer URL (the previously visited page), IP address and the requesting provider. The provider uses the protocol data only for statistical evaluations for the purpose of operation, security and optimization of the offer. However, the provider reserves the right to check the protocol data subsequently if there is a justified suspicion of illegal use based on concrete evidence.

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Privacy Policy Cookies
Our website uses so-called cookies. These are small text files that are stored on your end device with the help of the browser. They do not cause any damage. We use cookies to make our offer user-friendly. Some cookies remain stored on your terminal device until you delete them. They enable us to recognize your browser on your next visit. If you do not wish this, you can set up your browser so that it informs you about the setting of cookies and you only allow this in individual cases. If you deactivate cookies, the functionality of our website may be limited.

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Participation in partner programs (Affiliate Links)
Within our online offer, we use tracking measures customary in the industry on the basis of our legitimate interests (i.e. interest in the analysis, optimisation and economic operation of our online offer) in accordance with Art. 6 para. 1 lit. f DSGVO, insofar as these are necessary for the operation of the affiliate system. In the following, we explain the technical background to the users.

The services offered by our contractual partners can also be advertised and linked on other websites (so-called affiliate links or after-buy systems, if, for example, links or services of third parties are offered after the conclusion of a contract). The operators of the respective websites receive a commission if users follow the affiliate links and then take advantage of the offers. In summary, it is necessary for our online offer that we can track whether users who are interested in affiliate links and/or the offers available from us subsequently take up the offers at the instigation of the affiliate links or our online platform. For this purpose, the affiliate links and our offers are supplemented by certain values that can be set as part of the link or otherwise, e.g. in a cookie. These values include in particular the initial website (referrer), time, an online identification of the operator of the website on which the affiliate link was located, an online identification of the respective offer, an online identification of the user, as well as tracking specific values such as advertising material ID, partner ID and categorizations.

The online IDs of the users used by us are pseudonymous values. This means that the online IDs themselves do not contain any personal data such as names or e-mail addresses. They only help us to determine whether the same user who clicked on an affiliate link or was interested in an offer via our online offer has taken up the offer, i.e. has concluded a contract with the provider, for example. However, the online identification is personal to the extent that the partner company and also we, the online identification together with other user data. Only in this way can the partner company inform us whether the user has taken advantage of the offer and whether we can pay out the bonus, for example.

 

Partner programs

 

Amazon
We are entitled to make use of our online offer on the basis of our legitimate interests (i.e. interest in the economic operation of our online offer within the meaning of Art. 6 para. 1 lit. f. DSGVO), we are participants in the Amazon EU partner programme, which was designed to provide a medium for websites, by means of which advertising costs can be earned by placing advertisements and links to Amazon.de (so-called affiliate system). Amazon uses cookies to track the origin of orders. Among other things, Amazon can recognize that you clicked the affiliate link on this website and then purchased a product from Amazon.

 

Further information on Amazon's use of data and the possibility of objection can be found in the company's data protection declaration: http://www.amazon.de/gp/help/customer/display.html/ref=footer_privacy?ie=UTF8&nodeId=3312401.

 

 

Digistore24 
We are entitled to make use of our online offer on the basis of our legitimate interests (i.e. interest in the economic operation of our online offer within the meaning of Art. 6 para. 1 lit. f. DSGVO) participants of the partner program of Digistore24 GmbH, St.-Godehard-Straße 32, 31139 Hildesheim, Germany, which was designed to provide a medium for websites, by means of which advertising costs can be earned by placing advertisements and links to Digistore24 (so-called affiliate system). Digistore24 uses cookies in order to be able to trace the origin of the conclusion of the contract. Among other things, Digistore24 can recognize that you clicked the affiliate link on this website and subsequently concluded a contract with or through Digistore24.

For further information on the use of data by Digistore24 and the possibility to object, please refer to the company's privacy policy: https://www.digistore24.com/page/privacyl.

 

 

Target Circle

(1) Processing purpose

This website uses the affiliate program of Targetcircle AS, Storgata 10, 2000 Lillestrøm, Norway. Targetcircle places a cookie on the visitor's computer which helps to correctly assign commission payments.

(2) Legal basis

The legal basis for this processing is Article 6(1)(f) DPA.

(3) Legitimate interest

Our legitimate interest is direct advertising. Your interest in data protection is protected, as the cookies used do not store any data that would allow a concrete personal reference.

(4) Recipient categories

Targetcircle AS, Partner Company

(5) RIGHT OF OBJECTION

If you do not wish these cookies to be stored, please deactivate the acceptance of these cookies in your Internet browser. You can delete the cookies on your hard drive at any time.

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Bondora

(1) Processing purpose

This website uses the affiliate program of Bondora Capital OÜ, A.H.Tammsaare tee 47, Tallinn 11316, Estonia. Bondora sets a cookie on the visitor's computer to help us to correctly allocate commission payments.

(2) Legal basis

The legal basis for this processing is Article 6(1)(f) DPA.

(3) Legitimate interest

Our legitimate interest is direct advertising. Your interest in data protection is protected, as the cookies used do not store any data that would allow a concrete personal reference.

(4) Recipient categories

Bondora Capital OÜ, partner company

(5) RIGHT OF OBJECTION

If you do not wish these cookies to be stored, please deactivate the acceptance of these cookies in your Internet browser. You can delete the cookies on your hard drive at any time.

 

EstateGuru

(1) Processing purpose

This website uses the partner program of EstateGuru OÜ. Tartu mnt 10/Pääsukese 2, Tallinn, 10145, Estonia. EstateGuru sets a cookie on the visitor's computer, which helps to correctly assign commission payments. More information can be found in the EstateGuru privacy policy: https://estateguru.co/home/privacy?countryId=128

(2) Legal basis

The legal basis for this processing is Article 6(1)(f) DPA.

(3) Legitimate interest

Our legitimate interest is direct advertising. Your interest in data protection is protected, as the cookies used do not store any data that would allow a concrete personal reference.

(4) Recipient categories

EstateGuru OÜ, partner company

(5) RIGHT OF OBJECTION

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Financeads
Within the scope of our legitimate interest in a commercial online offer in accordance with Art.6 Para. 1 lit.f DSGVO, we cooperate with financeAds GmbH & Co. KG, Karlstraße 9, 90403 Nuremberg, Germany

On our website there are links to offers which have been carefully selected by us and which we also use ourselves. If you click on an advertisement or link from our website, financeAds will recognise that you have clicked from our website. We receive a refund of advertising costs (affiliate commission).

You can read about how financeads uses your data in the privacy policy of financeAds.

As always, you have the option of setting or completely preventing the setting of cookies on your computer. For this we refer to our general description of cookies at the top of this privacy policy.

 

If you do not wish these cookies to be stored, please deactivate the acceptance of these cookies in your Internet browser. You can delete the cookies on your hard drive at any time.

 

Privacy policy for the use of Facebook plugins (Like-Button)
Our pages integrate plugins from the social network Facebook, 1601 South California Avenue, Palo Alto, CA 94304, USA. You can recognize the Facebook plugins by the Facebook logo or the "Like-Button" ("Like") on our page. You can find an overview of the Facebook plugins here: http://developers.facebook.com/docs/plugins/.
When you visit our pages, the plugin establishes a direct connection between your browser and the Facebook server. Facebook thereby receives the information that you have visited our site with your IP address. If you click the Facebook "Like-Button" while you are logged into your Facebook account, you can link the contents of our pages on your Facebook profile. This allows Facebook to associate your visit to our pages with your user account. We would like to point out that we, as the provider of the Pages, have no knowledge of the content of the transmitted data or its use by Facebook. You can find further information on this in the privacy policy of facebook at https://www.facebook.com/about/privacy/
If you do not want Facebook to be able to assign visits to our pages to your Facebook user account, please log out of your Facebook user account.

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Privacy policy for the use of Twitter

Functions of the Twitter service are integrated on our pages. These functions are offered by Twitter Inc, 795 Folsom St., Suite 600, San Francisco, CA 94107, USA. By using Twitter and the "Re-Tweet" function, the websites you visit are linked to your Twitter account and made known to other users. In the process, data such as IP address, browser type, domains visited, pages visited, mobile phone providers, device and application IDs and search terms are transmitted to Twitter.
We would like to point out that we, as the provider of the pages, have no knowledge of the content of the transmitted data or its use by Twitter. Due to continuous updating of the Twitter data protection declaration, we refer to the latest version at (http://twitter.com/privacy).
You can change your privacy settings on Twitter in the account settings at http://twitter.com/account/settings. If you have any questions, please contact privacy@twitter.com.

 

Privacy policy for the use of Google Adsense
This website uses Google AdSense, a service for the integration of advertisements from Google Inc. ("Google"). Google AdSense uses so-called "cookies", text files which are stored on your computer and which enable an analysis of the use of the website. Google AdSense also uses so-called web beacons (invisible graphics). Through these web beacons information such as visitor traffic on these pages can be evaluated.
The information generated by cookies and web beacons about the use of this website (including your IP address) and delivery of advertising formats are transmitted to a Google server in the USA and stored there. This information may be passed on by Google to contractual partners of Google. However, Google will not merge your IP address with other data stored by you.
You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you agree to the processing of the data collected about you by Google in the manner and for the purpose described above.

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Privacy policy for the use of Google Analytics
This website uses Google Analytics, a web analysis service of Google Inc. ("Google"). Google Analytics uses "cookies", which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of this website is usually transferred to a Google server in the USA and stored there. However, in the event that IP anonymisation is activated on this website, your IP address will be shortened by Google within member states of the European Union or in other contracting states of the Agreement on the European Economic Area beforehand.
Only in exceptional cases will the full IP address be transferred to a Google server in the USA and shortened there. Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. The IP address transmitted by your browser within the scope of Google Analytics is not merged with other Google data.
You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you agree to the processing of the data collected about you by Google in the manner described above and for the aforementioned purpose.

Privacy policy for the use of Google +1
You can use the Google +1 button to publish information worldwide. The Google +1 button allows you and other users to receive personalized content from Google and its partners. Google stores both the information that you have given for any +1 content and information about the page you viewed when you clicked on +1. Your +1 may be displayed as clues along with your profile name and photo in Google services, such as search results or your Google Profile, or elsewhere on websites and ads on the web.
Google records information about your +1 activity in order to improve the Google Services for you and others.
In order to use the Google +1 button, you must have a globally visible, public Google profile, which must contain at least the name you choose for your profile. This name is used in all Google services. In some cases, this name may also replace another name you've used when sharing content through your Google Account. The identity of your Google Profile may be visible to users who know your email address or have other identifying information about you.
In addition to the uses described above, the information you provide will be used in accordance with the applicable Google Privacy Policy (http://www.google.com/intl/de/policies/privacy/). Google may publish aggregated statistics about +1 activity of users or share these statistics with our users and partners, such as publishers, advertisers or affiliated websites.

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your rights
In principle, you are entitled to the rights of information, correction, deletion, restriction, data transferability, revocation and objection. If you believe that the processing of your data violates data protection law or that your data protection rights have otherwise been violated in any way, you can complain to the supervisory authority. In Switzerland, this is the Swiss Federal Data Protection and Information Commissioner (FDPIC).

Revocation, amendments, corrections and updates
The user has the right to request information free of charge about the personal data stored about him/her. In addition, the user has the right to correct incorrect data, block and delete his personal data, provided that this does not conflict with any legal retention obligation.