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Stock Portfolio

Unlike many other bloggers or Youtube moderators, I hold many different titles. (More than 50!) For me it was important from the beginning to strive for a certain diversification. I manage all this with savings plans (DCA = Dollar Cost average) in Euro. This way I can also profit from the cost average effect and my Stock purchases are carried out monthly and passively. For this reason, my main currency is set as the Euro in Portfolio Performance (free tool: https://www.portfolio-performance.info/portfolio/ ), although as a Swiss Citizen, I naturally prefer to calculate in CHF. As a Swiss Citizen, it is possible to open a securities account with German brokers without any effort. I use Consorsbank for Stock savings plans, I will use DKB for ETF savings plans in the future and I use Degiro for individual single Stock purchases.

Branch Overview

Dividends

Most of the stocks I hold in my portfolio are defensive stocks and at the same time they are often dividend stocks, as they have been established companies for decades and have also survived various crises and recessions. I also have many dividend aristocrats in my portfolio, these are companies that have not only paid a dividend to their shareholders for over 25 years without interruption, they also have increased the dividend every year. This is an extraordinary achievement and is only achieved by very stable companies! Dividends are paid out annually for European companies, for American companies they are also paid out semi-annually, every 3 months or even monthly. Most of the companies with a single payout, pay it mostly between April and June, so there are also the biggest peaks in my dividend scale. My average dividend yield is 3% and the dividend momentum (dividend increase per year) is 10%. My average monthly cash flow is currently at about 60 euros per month in cashflow. This amount is reinvested directly. My long-term goal is to generate a cashflow of 5000 Euro per month.

Strategie

I pursue a buy and hold strategy with my portfolio. The portfolio therefore also contains many defensive assets, including various dividend aristocrats. I also invest in growth stocks and other assets that I am convinced of, for example crypto currencies, commodities and P2P credits.

Stocks

I buy most of my shares through savingplans at the Consorsbank. (Dollar-Cost-Averaging or DCA) The single Stock purchases, which I make about ten times a year, are executed through the broker Degiro. The following stocks are currently in my portfolio, if you click on them, you will be redirected to my blog post with my opinion on this stock.